Executive Partner Program · Investor Briefing
What an Executive Partner holds, what Four Corner Holdings retains, and how an area is priced.
Prepared for investors evaluating an interest in a partner organization that operates on the Four Corner platform. This briefing describes the program's structure, the territory, and the controls. It contains no projection of the partner's results.
Four Corner Holdings is not a party to your investment.
Four Corner Holdings, LLC · Tampa, Florida · Confidential — for the named recipients only
01 · The company
Four Corner Holdings, LLC
A financial-technology company that designs, owns, and operates a capital-intelligence platform for business credit development, funding readiness, and capital access. Four Corner Funding is its registered public operating brand.
What the company is
- Owner and operator of the platform, its engines, underwriting logic, workflows, and intellectual property
- Central governor of eligibility rules, sequencing, permissions, data access, and workflow gates across every partner
- Contracting party with independent third-party funding sources, whose programs operate inside the platform
- The support organization behind each partner — never in front of the partner's clients
What the company is not
- Not a bank, lender, broker-dealer, or financial institution
- Does not make final credit decisions; financing is originated, underwritten, approved, and funded by independent funding sources at their discretion
- Platform evaluations, readiness scores, and matching results support workflow — they are not credit decisions, commitments, or guarantees
- Not a party to any investment in a partner organization, and not a guarantor of any partner's results
Four Corner Holdings, L.L.C. — Florida. Four Corner Funding — registered Florida fictitious name. Office: 3750 Gunn Highway, Suite 306, Tampa, FL 33618.
01 · The platform
One system, centrally governed, delivered under the partner's brand
An expanding ecosystem of proprietary, interconnected engines, operational modules, controlled workflows, administrative systems, and tenant-specific interfaces. A partner's clients experience the partner's brand; the underwriting and controls are the same everywhere.
Identity & fundability
Verification first
Business identity, Secretary of State registration, EIN, address, and profile data verified through a lender-grade identity data layer and Dun & Bradstreet before any credit or funding step opens.
Business credit
Tiered build
Structured, gated progression from foundation to controlled expansion, with account reporting validated rather than self-reported.
Capital access
Sequenced strategies
Unsecured business credit strategies run one at a time, in order, with cool-down rules enforced by the system.
Funding
Gated placement
Funding sources contracted directly to Four Corner live inside the platform by API and portal. Automated underwriting, document requirements, and matching; a file cannot reach a funding source until it is complete, and no partner or client ever sees who the sources are.
Partner operations
Leads, clients, intake and review, appointments, tasks, resources, employees, users, roles and permissions, CMS, embedded forms.
Billing & compensation
Partner-owned merchant accounts, plans and fees, invoices, payments, subscriptions, upcoming billing, commission tracking.
Governance
Centralized rules, audit trails, controlled overrides, role-based access, confidential funding-source management held by Four Corner only.
Features in development are not represented as live until released. Module names and scope change as the platform is built.
02 · The program
Two partner models. One is enrolled; the other is approved.
Enrollment
- Own branded platform environment on the partner's domain
- Own team, roles, permissions, and client book in a tenant-isolated environment
- Partner sets retail pricing and collects through its own merchant accounts
- Same centrally governed engines, underwriting, and gates as the whole platform
- No territorial exclusivity; enrollment fee credited toward an Executive Partner area on approval
Application, qualification, and approval
- Everything in the White-Label model
- A defined area, exclusive to the partner on the conditions in the agreement
- Inbound opportunities in the area routed to the partner
- Oversight of, and compensation on, White-Label Partners operating in the area
- Direct access to designated Four Corner personnel and area-level administration within authorized permissions
Executive Partner positions are approved, not purchased. Four Corner may decline any application and does not reserve an area, provision a tenant, or accept payment before verification is complete.
02 · The program
What the Executive Partner holds, what Four Corner retains
An area is a right, not an asset
Exclusivity is a contractual right whose scope, performance requirements, exceptions, renewal, reassignment, and termination are set by the executed Executive Partner Agreement. It is not an ownership interest in Four Corner Holdings, the platform, the funding-source relationships, or the White-Label tenants in the area, and it is not transferable without Four Corner's written consent.
A change in the partner's ownership requires Four Corner's consent and verification of the new owners.
03 · The territory
Areas are priced on market size — never on expected income
Every U.S. county carries a class set by its count of employer establishments (U.S. Bureau of Labor Statistics, QCEW). An area is the sum of its county prices, subject to the program minimum. The only variable is which counties the partner selects.
Area rules
- Program minimum $35,000; up to five counties or five mega-county zones per Executive Partner
- Class and price are fixed on the effective date of the agreement; later data releases do not reopen the grant
- Every requested county is checked against the territory registry before a written quote is issued
- A current White-Label Partner approved as an Executive Partner is credited its $6,997 enrollment fee against the area price
Mega-counties (Class A+)
Eight counties exceed 100,000 establishments and are priced as the number of 50,000-establishment zones they contain, at $30,000 per zone. Los Angeles County is the largest by a wide margin and is defined by supervisorial district.
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. Full schedule for every U.S. county is provided in the Area Pricing Schedule.
03 · The territory
Los Angeles County
The largest commercial county in the United States. Defined by the five Board of Supervisors districts (2021 boundaries), each a complete Executive Partner area on its own, priced as a three-zone unit.
Employer establishments · pricing basis
Worksites with payroll, BLS QCEW 2024 annual average
Nonemployer businesses
Owner-operated, no payroll, U.S. Census Bureau 2023
Business units in the county
Employer and nonemployer combined; new EIN applications in California run roughly 12,000–15,000 per week
Whole-county grant
- One approved Executive Partner organization; priced at the sum of the five districts — no whole-county discount
- Each district becomes exclusive as its price is paid; unpaid districts remain provisional
- Highest performance tier; $15,000 renewal from Year 2; $800 per enrolled business-credit client
Priced on employer establishments (payroll businesses with verifiable operating history); nonemployer businesses shown for scale and also served on the platform. District counts are the county total allocated across five equal-population districts; quotes use ZIP-level data. Sources: BLS QCEW 2024; U.S. Census Bureau QuickFacts 2023; Census Business Formation Statistics.
02 · The program
How the Executive Partner is compensated — the structure, not a forecast
Two sources. On your own clients you earn as an operator. On your network's clients the White-Label Partner keeps its own fees; your income is the override Four Corner pays you.
Your own clients · business credit program
$800 activation per enrolled client retained by Four Corner; the balance is yours. A White-Label Partner's clients pay the White-Label Partner, not you.
Your own clients · capital access
Strategy fees you charge your own clients are set and kept by you. On your network's clients the White-Label Partner keeps its strategy fee; your card-side income there is the program override below.
Your own clients · funded transactions
Of the success fee Four Corner collects on your own funded deals; rises on production benchmarks per the agreement.
Your network's clients · funded transactions
On the success fees Four Corner collects from White-Label Partners' funded deals in your area — paid by Four Corner out of its share, never taken from the partner. Plus 30% of the enrollment fee on each White-Label Partner you bring in yourself.
Own and network clients · program revenue override · Executive Partner only
Four Corner contracts directly with card issuers and other program sponsors and may be compensated when a client opens an account through the platform. You receive 10% of what Four Corner actually collects on accounts in your vested area — your clients' and your network's. Paid by Four Corner from its own receipts; not a share of any White-Label Partner's fee. White-Label Partners do not participate in it.
When compensation is earned. Success-fee shares and overrides are earned when Four Corner actually collects the fee from the funding source and are subject to reversal, clawback, and offset if a transaction is unwound. Enrollment commissions are earned when the enrolled partner's fee is collected and non-refundable. All percentages, benchmarks, and payment timing are governed solely by the executed Executive Partner Agreement and its schedules.
This slide describes how compensation is calculated. It is not a projection, promise, or representation of the partner's income, volume, or results, which depend on the partner's own effort, market, and clients.
02 · The program
What the Executive Partner earns that a White-Label Partner does not
On your own clients you earn exactly what a White-Label Partner earns on its own. On your network's clients, the White-Label Partner keeps its fees — and you earn three lines it never sees, on the area you hold.
Structure only. Percentages are the program's terms as set out in the executed agreements; they are not a projection of any partner's results. The next slide lets you compute arithmetic on figures you choose.
02 · The program
Model the Executive Partner's numbers
on these inputs—
Conservative basis: every client completes the business credit program, half run a capital-access strategy, four in ten reach a funded deal, 70% of strategy clients open a tracked account ("All products" sets each to 100%). Partners produce the volume entered for the Executive Partner's own clients. Program payments: half of accounts with contracted sponsors, three-year relationship, paid only when collected; steady-state from year three. Launch / Planning / Mature set the partner count from the share of the area's employer businesses served per year (0.5% / 1% / 2%) at 60 clients per productive partner; above roughly 2% is flagged as beyond what any paid business service sustains. Arithmetic on your inputs — not a representation of earnings, income, or results; all terms governed solely by the executed agreements.
04 · Controls
What protects the platform protects the partner's franchise value
Underwriting and routing
- Central rules; no partner override or bypass
- Hard-gated submissions — incomplete files do not reach a funding source
- Funding-source identities and criteria confidential to Four Corner
Compliance and conduct
- Marketing and public statements subject to Four Corner approval
- No guarantees of approval, funding, limits, rates, or timelines — anywhere
- Immediate suspension rights for fraud, misuse, nonpayment, or security incidents
Ownership and continuity
- Verification of every principal and beneficial owner before grant
- Change of control requires consent; unconsented transfer is a default
- Clients remain the partner's; on exit, client data is exportable and the tenant is removed
The same controls apply to every partner on the platform. An investor in a partner organization benefits from them and is bound, through the partner, by them.
04 · Diligence and the path
From application to a provisioned area
Application
Entity, principals, proposed counties or districts, trade name, staffing and partner-development plan.
Verification
Entity, identity, background, and licensing checks on every principal and owner, including investors.
Area quote
Counties checked against the territory registry; written quote issued with market-size data only.
Agreement
Executive Partner Agreement with area, fee, performance, and change-of-control schedules.
Payment and vesting
Area price at execution or per the payment schedule; districts vest as paid.
Provisioning
Branded tenant setup, training, and activation; routed inbound begins on vested districts.
What we ask of investors
- Acknowledge that Four Corner is not a party to your investment and makes no representation about the partner's results
- Complete owner verification before the grant
- Do not use Four Corner's name, marks, or materials in any offering to third parties without written approval
Timeline
From a complete application to a provisioned area is measured in weeks, and the pace is set by verification and payment, not by Four Corner's queue. Qualified applicants are contacted within one to two business days to schedule the discovery call.
Four Corner Holdings, LLC · 3750 Gunn Highway, Suite 306, Tampa, Florida 33618 · fourcornerholdings.com · support@fourcornerfunding.com
Four Corner Holdings, LLC is a technology and underwriting platform. It is not a lender, does not make credit decisions, and does not guarantee approval. Nothing in this presentation is a projection, promise, or representation of earnings, income, or results of any partner. Prices and fees shown are program prices, not estimates of return. All fees, revenue shares, override compensation, and territory rights are governed solely by the executed partner agreement. Executive Partner areas are approved, not purchased, and availability is confirmed only in a written quote. This presentation is not an offer to sell, or a solicitation of an offer to buy, any security.
Next
That is the opportunity. Now here is the system.
Everything you just saw runs on one platform. The walkthrough opens it live, under a partner's brand, exactly as a client and a partner see it.
What the walkthrough covers
- The client portal, on the partner's domain and under the partner's brand
- Verification and fundability checks running in real time
- The business credit build and the capital-access sequencer
- Funding submission — document gating, underwriting, matching
- The partner's administration: leads, clients, roles, billing, commission tracking
Two ways to see it
If you are watching this live, we open the platform now. If you are watching a recording, book the walkthrough and we run it on your market, with your numbers.
Executive Partner areas are approved, not purchased. The application is the first thing we ask for.
Four Corner Holdings, LLC · 3750 Gunn Highway, Suite 306, Tampa, Florida 33618 · fourcornerholdings.com · support@fourcornerfunding.com
Four Corner Holdings, LLC is a technology and underwriting platform. It is not a lender, does not make credit decisions, and does not guarantee approval. Nothing in this presentation is a projection, promise, or representation of earnings, income, or results of any partner. All fees, revenue shares, override compensation, and territory rights are governed solely by the executed partner agreement. This presentation is not an offer to sell, or a solicitation of an offer to buy, any security.