01 · The company

Four Corner Holdings, LLC

A financial-technology company that designs, owns, and operates a capital-intelligence platform for business credit development, funding readiness, and capital access. Four Corner Funding is its registered public operating brand.

What the company is

  • Owner and operator of the platform, its engines, underwriting logic, workflows, and intellectual property
  • Central governor of eligibility rules, sequencing, permissions, data access, and workflow gates across every partner
  • Contracting party with independent third-party funding sources, whose programs operate inside the platform
  • The support organization behind each partner — never in front of the partner's clients

What the company is not

  • Not a bank, lender, broker-dealer, or financial institution
  • Does not make final credit decisions; financing is originated, underwritten, approved, and funded by independent funding sources at their discretion
  • Platform evaluations, readiness scores, and matching results support workflow — they are not credit decisions, commitments, or guarantees
  • Not a party to any investment in a partner organization, and not a guarantor of any partner's results

Four Corner Holdings, L.L.C. — Florida. Four Corner Funding — registered Florida fictitious name. Office: 3750 Gunn Highway, Suite 306, Tampa, FL 33618.

01 · The platform

One system, centrally governed, delivered under the partner's brand

An expanding ecosystem of proprietary, interconnected engines, operational modules, controlled workflows, administrative systems, and tenant-specific interfaces. A partner's clients experience the partner's brand; the underwriting and controls are the same everywhere.

Identity & fundability

Verification first

Business identity, registration, and profile data verified against external sources before any credit or funding step opens.

Business credit

Tiered build

Structured, gated progression from foundation to controlled expansion, with account reporting validated rather than self-reported.

Capital access

Sequenced strategies

Unsecured business credit strategies run one at a time, in order, with cool-down rules enforced by the system.

Funding

Gated placement

Automated underwriting, document requirements, and matching; a file cannot reach a funding source until it is complete.

Partner operations

Leads, clients, intake and review, appointments, tasks, resources, employees, users, roles and permissions, CMS, embedded forms.

Billing & compensation

Partner-owned merchant accounts, plans and fees, invoices, payments, subscriptions, upcoming billing, commission tracking.

Governance

Centralized rules, audit trails, controlled overrides, role-based access, confidential funding-source management held by Four Corner only.

Features in development are not represented as live until released. Module names and scope change as the platform is built.

02 · The program

Two partner models. One is enrolled; the other is approved.

White-Label Partner

Enrollment

  • Own branded platform environment on the partner's domain
  • Own team, roles, permissions, and client book in a tenant-isolated environment
  • Partner sets retail pricing and collects through its own merchant accounts
  • Same centrally governed engines, underwriting, and gates as the whole platform
  • No territorial exclusivity; enrollment fee credited toward an Executive Partner area on approval
Executive Partner

Application, qualification, and approval

  • Everything in the White-Label model
  • A defined area, exclusive to the partner on the conditions in the agreement
  • Inbound opportunities in the area routed to the partner
  • Oversight of, and compensation on, White-Label Partners operating in the area
  • Direct access to designated Four Corner personnel and area-level administration within authorized permissions

Executive Partner positions are approved, not purchased. Four Corner may decline any application and does not reserve an area, provision a tenant, or accept payment before verification is complete.

02 · The program

What the Executive Partner holds, what Four Corner retains

The Executive Partner holdsFour Corner Holdings retains
Its brand, domain, team, and client relationshipsThe platform, source code, engines, and all intellectual property
A contractual right to a defined, exclusive areaOwnership of the territory registry and the right to define, price, and enforce areas
Routed inbound opportunities in the areaUnderwriting logic, eligibility rules, sequencing, and workflow gates
Compensation on its own production and on its networkFunding-source relationships, contracts, identities, and submission
Retail pricing and its own merchant accountsCompliance authority, marketing approval, audit, and suspension rights
Area-level administration within authorized permissionsData architecture, security, and all cross-tenant visibility

An area is a right, not an asset

Exclusivity is a contractual right whose scope, performance requirements, exceptions, renewal, reassignment, and termination are set by the executed Executive Partner Agreement. It is not an ownership interest in Four Corner Holdings, the platform, the funding-source relationships, or the White-Label tenants in the area, and it is not transferable without Four Corner's written consent.

A change in the partner's ownership requires Four Corner's consent and verification of the new owners.

03 · The territory

Areas are priced on market size — never on expected income

Every U.S. county carries a class set by its count of employer establishments (U.S. Bureau of Labor Statistics, QCEW). An area is the sum of its county prices, subject to the program minimum. The only variable is which counties the partner selects.

ClassEmployer establishmentsPer-county price
A+100,000 and aboveZone pricing
AA60,000 – 99,999$45,000
A30,000 – 59,999$30,000
B15,000 – 29,999$15,000
C6,000 – 14,999$8,000
D2,500 – 5,999$4,000
EBelow 2,500$2,000

Area rules

  • Program minimum $35,000; up to five counties or five mega-county zones per Executive Partner
  • Class and price are fixed on the effective date of the agreement; later data releases do not reopen the grant
  • Every requested county is checked against the territory registry before a written quote is issued
  • A current White-Label Partner approved as an Executive Partner is credited its $6,997 enrollment fee against the area price

Mega-counties (Class A+)

Eight counties exceed 100,000 establishments and are priced as the number of 50,000-establishment zones they contain, at $30,000 per zone. Los Angeles County is the largest by a wide margin and is defined by supervisorial district.

Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. Full schedule for every U.S. county is provided in the Area Pricing Schedule.

03 · The territory

Los Angeles County

The largest commercial county in the United States. Defined by the five Board of Supervisors districts (2021 boundaries), each a complete Executive Partner area on its own, priced as a three-zone unit.

Employer establishments · pricing basis

572,385

Worksites with payroll, BLS QCEW 2024 annual average

Nonemployer businesses

1,128,124

Owner-operated, no payroll, U.S. Census Bureau 2023

Business units in the county

1.7 million+

Employer and nonemployer combined; new EIN applications in California run roughly 12,000–15,000 per week

DistrictPrincipal communitiesEst. establishmentsPrice
1stAlhambra, El Monte, Pomona, San Gabriel, West Covina, Whittier (part)≈ 114,500$90,000
2ndCarson, Compton, Culver City, El Segundo, Inglewood, Manhattan Beach, Torrance (part)≈ 114,500$90,000
3rdBeverly Hills, Santa Monica, West Hollywood, Westside, SW San Fernando Valley≈ 114,500$90,000
4thLong Beach, Downey, Lakewood, Norwalk, Rancho Palos Verdes, Torrance (part)≈ 114,500$90,000
5thPasadena, Burbank, Glendale, Santa Clarita, Palmdale, Lancaster≈ 114,500$90,000
Whole county · five districts$450,000

Whole-county grant

  • One approved Executive Partner organization; priced at the sum of the five districts — no whole-county discount
  • Each district becomes exclusive as its price is paid; unpaid districts remain provisional
  • Highest performance tier; $15,000 renewal from Year 2; $800 per enrolled business-credit client

Priced on employer establishments (payroll businesses with verifiable operating history); nonemployer businesses shown for scale and also served on the platform. District counts are the county total allocated across five equal-population districts; quotes use ZIP-level data. Sources: BLS QCEW 2024; U.S. Census Bureau QuickFacts 2023; Census Business Formation Statistics.

02 · The program

How the Executive Partner is compensated — the structure, not a forecast

Business credit program

Partner sets retail

$800 activation per enrolled client retained by Four Corner; the balance is the partner's.

Capital access

100% partner fee

Fees the partner charges its clients for sequenced business-credit strategies are set and retained by the partner.

Funded transactions

40% share

Of the success fee Four Corner collects on the partner's own funded deals; rises on production benchmarks per the agreement.

Network

Override + enrollment

10% override on collected success fees from White-Label Partners in the area, paid by Four Corner; 30% of the enrollment fee on each partner the Executive Partner brings in.

When compensation is earned. Success-fee shares and overrides are earned when Four Corner actually collects the fee from the funding source and are subject to reversal, clawback, and offset if a transaction is unwound. Enrollment commissions are earned when the enrolled partner's fee is collected and non-refundable. All percentages, benchmarks, and payment timing are governed solely by the executed Executive Partner Agreement and its schedules.

This slide describes how compensation is calculated. It is not a projection, promise, or representation of the partner's income, volume, or results, which depend on the partner's own effort, market, and clients.

04 · Diligence and the path

From application to a provisioned area

01

Application

Entity, principals, proposed counties or districts, trade name, staffing and recruitment plan.

02

Verification

Entity, identity, background, and licensing checks on every principal and owner, including investors.

03

Area quote

Counties checked against the territory registry; written quote issued with market-size data only.

04

Agreement

Executive Partner Agreement with area, fee, performance, and change-of-control schedules.

05

Payment and vesting

Area price at execution or per the payment schedule; districts vest as paid.

06

Provisioning

Branded tenant setup, training, and activation; routed inbound begins on vested districts.

What we ask of investors

  • Acknowledge that Four Corner is not a party to your investment and makes no representation about the partner's results
  • Complete owner verification before the grant
  • Do not use Four Corner's name, marks, or materials in any offering to third parties without written approval

Next

That is the structure. Now the system, live: the client portal under the partner's brand, automated underwriting and fundability checks, the business-credit build and sequencer, funding submission and document gating, and the partner's administration.

Four Corner Holdings, LLC · 3750 Gunn Highway, Suite 306, Tampa, Florida 33618 · fourcornerholdings.com · support@fourcornerfunding.com
Four Corner Holdings, LLC is a technology and underwriting platform. It is not a lender, does not make credit decisions, and does not guarantee approval. Nothing in this presentation is a projection, promise, or representation of earnings, income, or results of any partner. Prices and fees shown are program prices, not estimates of return. All fees, revenue shares, override compensation, and territory rights are governed solely by the executed partner agreement. Executive Partner areas are approved, not purchased, and availability is confirmed only in a written quote. This presentation is not an offer to sell, or a solicitation of an offer to buy, any security.

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